Cryptocurrency analyst names key conditions for XRP growth to $ 5

Analyst Sam Daodu has identified five key factors that, in his opinion, could push XRP XRP $1.86 XRP -0.73% Market capitalization $112.54 billion VOL. 24 hours $0.12 billion to $ 5 by 2026, despite the recent drop below $ 2 amid a general decline in the crypto market.

The first and probably the most important factor is the launch of an exchange-traded fund (ETF) on XRP under the auspices of BlackRock. Since November 2025, spot ETFs on XRP have already attracted more than $ 1 billion in investments, and if BlackRock joins, capital inflows could exceed $ 2 billion. This will strengthen XRP’s position as the only crypto asset that is fully compliant with US regulation.

The second factor is related to the Japanese market, where Ripple, in cooperation with SBI Holdings, plans to launch the RLUSD stablecoin pegged to the US dollar. Its introduction on the XRP Ledger (XRPL) may stimulate demand for XRP as an intermediate currency for settlements, strengthening the fundamental position of the asset.

The third driver is the tokenization of assets. Ripple is expanding its partnership with Archax to transfer hundreds of millions of dollars worth of tokenized stocks, debt instruments, and funds to the XRP Ledger by mid-2026. If XRPL can take at least 5−10% of the tokenized payments market, it will significantly increase the demand for XRP.

The fourth factor is the US macroeconomic policy. Expected interest rate cuts by the Federal Reserve will reduce the attractiveness of bonds and cash, redirecting some of the capital into risky assets, including cryptocurrencies.

The fifth catalyst is the change in supply dynamics. About 1.35 billion XRP were withdrawn from exchanges in two months, which reduced exchange reserves from 3.95 billion to 2.6 billion tokens. This indicates that holders are moving to long-term storage, reducing available liquidity and creating conditions for a potential shortage.

The analyst emphasizes that XRP’s path to $ 5 will require a combination of all these factors, from growing institutional interest to favorable economic conditions, rather than one single driver. At the time of publication, XRP was trading at around $ 1.88, down almost 50% from the highs recorded in July of this year.