Standard Chartered forecasts XRP growth by 330%

The cryptocurrency XRP XRP $1.88 XRP 0.88% Market capitalization $113.88 billion VOL. 24 hours $85.23 million has formed a rare golden cross against bitcoin BTC $89,245.19 Mezo Wrapped BTC 0.99% Market capitalization $47.64 million VOL. 24 hours $1.04 billion on the monthly timeframe, a signal that last appeared before the historic growth in 2018. Against this backdrop, some analysts are considering a scenario of a potential rise in the price of XRP to $ 24 if BTC’s weakness persists and relative demand for XRP grows.

As of the end of December, XRP was trading at around $ 1.86 or 0.2 116 BTC. If the XRP/BTC pair rises to 0.27 508 BTC, then with a stable bitcoin price, XRP could reach $ 24. This scenario does not imply a collapse of BTC, only stagnation of its movement and a gradual reorientation of capital.

The so-called golden cross indicates a strengthening of the medium-term trend. Unlike the speculative spikes of previous years, the current growth of XRP is based on a gradual increase in the relative strength of the asset amid a weakening of bitcoin’s dominance.

Forecasts for January 2026 range from $ 1.77 to $ 3.40, with some optimistic estimates of up to $ 8. Institutional attention is also growing, with Standard Chartered analysts predicting XRP to grow by 330% due to the expected launch of ETFs and new regulatory initiatives.

A key long-term factor may be the CLARITY Act, which should provide clear rules for financial institutions to work with cryptocurrencies. Combined with ETFs and institutional interest, this could provide structural support for XRP as the market stabilizes.